FUNDEXPERT

You understand and accept that StockHolding Corporation of India Ltd. (StockHolding) / Gumption Labs Software Solutions Private Ltd. (Gumption) maintain this website and related services (referred to as site or website on this page) to provide visitors with information about StockHolding, its services and products, and to enable visitors to avail its services. You also accept that visitors to the site are required to read the below mentioned terms, and the use of the site constitutes your acceptance and agreement to be bound by such terms. You will also be bound by changes therein to the terms from time-to-time as communicated and made available on the website.

You understand that StockHolding, as distributor, provides this transaction platform for the clients to purchase and redeem mutual funds of their choice. StockHolding is not involved in other services like rating of funds, recommendations, risk profile, etc.

Investment in Mutual Funds is subject to market risk. Please read the risk disclosure carefully before investing. You hereby agree that StockHolding and its management, employees will not be responsible for any loss due to the use any of the services provided on this website.

You hereby agree to indemnify StockHolding and its management, employees from any financial liability or potential losses whatsoever on account of the use of the services.

You are aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video and audio content) on the website is protected by copyright under the applicable copyright laws and the general intellectual property law.

You understand and accept that all information submitted by you on the site shall be deemed as property of StockHolding, and StockHolding shall be free to use the same in any manner whatsoever without compromise of client confidentiality. On initiating a contact through the site, you agree to being contacted by StockHolding.

You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, except that which you may download for your own personal or non-commercial use.

You understand and accept that StockHolding is not responsible for the availability of service in all geographic areas and you may not be eligible for all the products or services offered by StockHolding on the site and StockHolding reserves the right to determine the availability and eligibility for any product or service in a specific geographic location.

You agree that payments for mutual fund transactions will be made from the bank and account number which belongs to you and which is registered with your Fundfinder account.

StockHolding does not make any warranties, and expressly disclaims all warranties, express or implied, including without limitation, with respect to any information or services or products that are available or advertised or sold through StockHolding including future performance.

You understand and agree that these terms are in addition to, and not in derogation of, the applicable terms and conditions relating to your usage of any StockHolding services that you may be currently availing, or may avail in the future.

StockHolding shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of StockHolding to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues.

Force Majeure Event means any event due to any cause beyond the reasonable control of StockHolding, including and without limitations the unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, unauthorised access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or programme, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc.

You agree that you will not use this website of StockHolding for any purpose that is unlawful, or prohibited by these terms. You also agree you will not use the site in any manner that could damage, disable or impair the website, or interfere with any other party's use, or usage of the website.

You shall not use the Online Facility to conduct any transaction(s) that are designed to contravene or circumvent any provision of law, regulation or guideline, including but not limited to the provisions of the Income Tax Act, FATCA, The Prevention of Money Laundering Act (“PMLA”), Foreign Exchange Management Act (“FEMA”) or the provisions of the respective Scheme Information Document (“SID”) / Key Information Memorandum (“KIM”) and addendums thereto, particularly the guidelines relating to Third Party Payment and Applicability of Net Asset Value (“NAV”) or any other laws framed in future.

You understand that the uniform cut-off time as prescribed by Securities and Exchange Board of India (“SEBI”) and as mentioned in the SID / KIM and addendums thereto of respective schemes shall be applicable for applications received on the portal.

You accept that all credits received before 1.40 p.m. IST (“Indian Standard Time”) (for scheme cut-off of 2.00 p.m. IST) and 2.40 p.m. IST (for scheme cut-off time of 3.00 p.m. IST) will be transferred to the Scheme accounts by 2.00 p.m. IST and 3.00 p.m. IST respectively. In respect of credits between 1.40 p.m. IST/ 2.40 p.m. IST to the respective cut-off times, funds will be transferred to the Scheme accounts on a best effort basis. These timings would be further governed by the regulators and changed as per guidelines, if required.

You understand that the time stamping for online transaction would be the BSE Star MF server timings upon submission of transaction by you. In case payment is made through Net Banking the time stamp would be upon successful confirmation of payment.

You understand and accept NAV Applicability as under:

1. All current rules with regard to NAV applicability shall apply to the transactions done online through the portal.
2. In case of subscription transactions where the availability of funds for utilization / time of credit is considered for applicability of NAV, the time of credit of funds to the AMC accounts from BSE Star MF Account will be considered as the time of credit for NAV applicability.

You accept that transactions received on a non-business day will be treated as received on next business day.

You agree that even though your Mobile No. is registered under the National Do Not Call Registry (NDNC), you explicitly permit StockHolding/BSE Star MF to send various communications, updates, alerts, notifications and the same shall not be considered as a breach of any TRAI Regulations/Guidelines

You acknowledge that the software and hardware underlying the site, as well as other Internet-related software required for accessing the website, are the legal property of StockHolding / Gumption. The permission given by StockHolding to access the website will not convey any proprietary or ownership rights in the above software / hardware to you. You agree that you shall not attempt to modify, translate, disassemble, decompile, or reverse engineer the software / hardware underlying the website, or create any derivative product based on the software / hardware.

You understand and accept that StockHolding has the absolute discretion to amend or supplement any of the terms at any time. The changed terms and conditions shall be communicated to you on the website, and/or by other acceptable modes of communication. By using services of StockHolding, you shall be deemed to have accepted the changed terms and conditions.

You accept that StockHolding may periodically send promotional email or SMS about new products, special offer or other information which we think you may find interesting to the email address and mobile number that you have provided. From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, SMS, call or mail. We may use your information to customize the website/app for improvement and enhancement of the service. We may also contact you to inform you of services that is perceived to be useful for you and for which you will have no objection.

You accept that the Courts in Mumbai alone shall have exclusive jurisdiction as regards to any claims or matters arising out of dealings with StockHolding. All disputes will be governed by the laws of India.